Wherever Life Takes You
BUILDING YOUR
FINANCIAL FOUNDATION
>Â Am I saving and investing enough?
>Â Am I making tax-smart financial decisions?
>Â Am I on track to meet my financial goals?
GROWING YOUR BUSINESS
>Â How can I manage business tax?
>Â Which retirement plan fits my business?
>Â How can I protect my business and family?
PREPARING FOR RETIREMENT
>Â When can I afford to retire?
>Â How much can I comfortable spend?
>Â How can I minimize taxes in retirement?
NAVIGATING LIFE TRANSITIONS
>Â What financial decision should I prioritize?
>Â How will this change affect my finances?
>Â Does my financial plan need updating?
Tax Planning
Explore tax strategies for your savings, investments, and retirement planning.
Investment Planning
Build a diversified portfolio that
aligns with your goals, time horizon, and risk tolerance.
Financial Planning Built Around You
We bring taxes, retirement, education funding, investments, insurance, and estate planning together into one coordinated plan.
Retirement Planning
Plan for retirement income, spending, taxes and long-term financial security.
Insurance Planning
Evaluate insurance needs and help protect you, your family and your financial plan.
Eduation Funding Planning
Explore savings strategies and funding options for education.Â
Estate Planning
Help align your estate plan with the needs of your loved ones and your personal values.
How We WorkÂ
1
Introductory Conversation
45-60 minutes
We'll learn about what brought you here, your financial concerns and goals, and what matters most to you.
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You'll also have the opportunity to learn about LuminPath Planning and decide whether we're the right fit for your needs.
Complimentary
2
Discovery
Once we decide to work together, we'll take a deeper look at your values, priorities, and long-term goals, while gathering the information needed to understand your complete financial picture.
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It may include:
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Your personal values, goals, and priorities
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Income and cash flow
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Tax returns
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Retirement accounts
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Assets and liabilities
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Insurance coverage
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Estate planning documents
3
Building Your Plan
Using the information you've shared, we'll develop personalized recommendations designed around your goals and circumstances.
4
Refining Your Plan Together
We'll meet to review your plan together.
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We'll explain our recommendations, answer your questions, discuss alternatives when appropriate, and refine the plan until you're comfortable moving forward.
5
Implementation
Once you're ready, we'll help you put your plan into action. Some recommendations can be implemented right away, while others may be carried out gradually over time.
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When appropriate, we'll also coordinate with your CPA, attorney, insurance professional, and other trusted advisers.
6
Ongoing Review
Financial planning doesn't end after implementation. As your life, family, career, or business evolves, your financial plan should evolve as well.
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We'll continue to review your progress, revisit your priorities, and adjust your plan whenever life calls for it.
